2017년 개인회생신청시 인정되는 생계비(기준 중위소득의 60%)
Posted at 2017-06-16 17:51:01
<!--StartFragment--> <P class="0" style="text-align: center; color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 18pt; font-weight: bold; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-ascii-font-family: 굴림체; mso-font-width: 100%; mso-text-raise: 0pt;"><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-family: 굴림체; font-size: 18pt; font-weight: bold; mso-fareast-font-family: 굴림체; mso-ascii-font-family: 굴림체; mso-font-width: 100%; mso-text-raise: 0pt;"><2017</SPAN><SPAN style="color: rgb(40, 40, 40); font-family: 굴림체; font-size: 18pt; font-weight: bold; mso-fareast-font-family: 굴림체;">년 개인회생 최저생계비</SPAN><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-family: 굴림체; font-size: 18pt; font-weight: bold; mso-fareast-font-family: 굴림체; mso-ascii-font-family: 굴림체; mso-font-width: 100%; mso-text-raise: 0pt;">></SPAN></P> <P class="0" style="letter-spacing: 0pt; font-size: 18pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt;"><SPAN lang="EN-US" style="letter-spacing: 0pt; font-size: 18pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;"> </SPAN></P> <P class="0" style="letter-spacing: 0pt; font-size: 18pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt;"><SPAN lang="EN-US" style="letter-spacing: 0pt; font-size: 18pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;"> </SPAN></P> <TABLE style="border: currentColor; border-collapse: collapse; table-layout: fixed; mso-table-overlap: never;"> <TBODY> <TR> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 54.81pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;"><SPAN style="color: rgb(40, 40, 40); font-family: 함초롬바탕; font-size: 9pt; mso-fareast-font-family: 함초롬바탕;">구분</SPAN></P></TD> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 54.9pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;"><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;">1</SPAN><SPAN style="color: rgb(40, 40, 40); font-family: 함초롬바탕; font-size: 9pt; mso-fareast-font-family: 함초롬바탕;">인가구</SPAN></P></TD> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 62.26pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;"><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;">2</SPAN><SPAN style="color: rgb(40, 40, 40); font-family: 함초롬바탕; font-size: 9pt; mso-fareast-font-family: 함초롬바탕;">인가구</SPAN></P></TD> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 73.74pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;"><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;">3</SPAN><SPAN style="color: rgb(40, 40, 40); font-family: 함초롬바탕; font-size: 9pt; mso-fareast-font-family: 함초롬바탕;">인가구</SPAN></P></TD> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 73.74pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;"><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;">4</SPAN><SPAN style="color: rgb(40, 40, 40); font-family: 함초롬바탕; font-size: 9pt; mso-fareast-font-family: 함초롬바탕;">인가구</SPAN></P></TD> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 59.39pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;"><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;">5</SPAN><SPAN style="color: rgb(40, 40, 40); font-family: 함초롬바탕; font-size: 9pt; mso-fareast-font-family: 함초롬바탕;">인가구</SPAN></P></TD> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 67.19pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;"><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;">6</SPAN><SPAN style="color: rgb(40, 40, 40); font-family: 함초롬바탕; font-size: 9pt; mso-fareast-font-family: 함초롬바탕;">인가구</SPAN></P></TD></TR> <TR> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 54.81pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;"><SPAN style="color: rgb(40, 40, 40); font-family: 함초롬바탕; font-size: 9pt; mso-fareast-font-family: 함초롬바탕;">대법원</SPAN></P></TD> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 54.9pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt;"><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;">991,759</SPAN></P></TD> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 62.26pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt;"><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;">1,688,669</SPAN></P></TD> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 73.74pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt;"><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;">2,184,569</SPAN></P></TD> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 73.74pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt;"><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;">2,680,428</SPAN></P></TD> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 59.39pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt;"><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;">3,176,307</SPAN></P></TD> <TD valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); width: 67.19pt; height: 26.8pt;"> <P class="0" style="text-align: center; color: rgb(40, 40, 40); text-indent: 0.2pt; letter-spacing: 0pt; font-size: 9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt;"><SPAN lang="EN-US" style="color: rgb(40, 40, 40); letter-spacing: 0pt; font-size: 9pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;">3,672,187</SPAN></P></TD></TR></TBODY></TABLE> <P class="0" style="letter-spacing: 0pt; font-size: 18pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt;"><SPAN lang="EN-US" style="letter-spacing: 0pt; font-size: 18pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;"> </SPAN></P> <P class="0" style="letter-spacing: 0pt; font-size: 18pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt;"><SPAN lang="EN-US" style="letter-spacing: 0pt; font-size: 18pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;"> </SPAN></P> <P class="0" style="line-height: 180%; letter-spacing: -0.5pt; font-size: 18pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;"><SPAN style="letter-spacing: 0pt; font-family: 굴림; font-size: 18pt; mso-fareast-font-family: 굴림; mso-ascii-font-family: 굴림; mso-font-width: 100%; mso-text-raise: 0pt;"></SPAN><SPAN style="letter-spacing: -0.5pt; font-family: 굴림; font-size: 14pt; mso-fareast-font-family: 굴림;">개인회생은 채무자의 소득에서 부양가족수에 따른 법정 개인회생 최저생계비를 빼고 남은 소득을 가용소득이라고 하여 가용소득 전부투입원칙에 따라 개인회생변제계획안을 작성하여야 합니다</SPAN><SPAN lang="EN-US" style="letter-spacing: -0.5pt; font-family: 굴림; font-size: 14pt; mso-fareast-font-family: 굴림; mso-ascii-font-family: 굴림; mso-font-width: 100%; mso-text-raise: 0pt;">.</SPAN><SPAN lang="EN-US" style="letter-spacing: -0.5pt; font-size: 18pt; mso-fareast-font-family: 굴림;"> </SPAN></P> <P class="0" style="line-height: 180%; letter-spacing: 0pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt;"><SPAN lang="EN-US" style="letter-spacing: 0pt; mso-fareast-font-family: 함초롬바탕; mso-font-width: 100%; mso-text-raise: 0pt;"> </SPAN></P> <P class="0" style="line-height: 180%; letter-spacing: 0pt; font-size: 14pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-ascii-font-family: 굴림; mso-font-width: 100%; mso-text-raise: 0pt;"><SPAN style="font-family: 굴림; font-size: 14pt; mso-fareast-font-family: 굴림;">따라서 개인회생 최저생계비는 월변제액을 결정하는 아주 중요한 요소로 예전에는 보건복지부에서 해마다 고시하는 기초생계비의 </SPAN><SPAN lang="EN-US" style="letter-spacing: 0pt; font-family: 굴림; font-size: 14pt; mso-fareast-font-family: 굴림; mso-ascii-font-family: 굴림; mso-font-width: 100%; mso-text-raise: 0pt;">150%</SPAN><SPAN style="font-family: 굴림; font-size: 14pt; mso-fareast-font-family: 굴림;">를 개인회생 최저생계비로 인정하였으나 현재는 보건복지부에서 발표하는 기준 중위소득자 생계비의 </SPAN><SPAN lang="EN-US" style="letter-spacing: 0pt; font-family: 굴림; font-size: 14pt; mso-fareast-font-family: 굴림; mso-ascii-font-family: 굴림; mso-font-width: 100%; mso-text-raise: 0pt;">60%</SPAN><SPAN style="font-family: 굴림; font-size: 14pt; mso-fareast-font-family: 굴림;">를 개인회생 최저생계비로 인정하고있습니다</SPAN><SPAN lang="EN-US" style="letter-spacing: 0pt; font-family: 굴림; font-size: 14pt; mso-fareast-font-family: 굴림; mso-ascii-font-family: 굴림; mso-font-width: 100%; mso-text-raise: 0pt;">.</SPAN></P>
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이름
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