영업장 폐업신고 후, 직장생활하였으나 대출금 갚지 못해 신청,개인회생 인가받은 사례
Posted at 2012-08-31 16:58:43
<P align=center> </P> <P align=center> </P> <P align=center><img onLoad='miniSelfResize(contents_53,this); if(this.parentNode.tagName=="A"){this.onclick = "";}' src="/home/lib/meditor/../../data/editor/1346399750.jpg" width=302 height=231></P> <P align=center> </P> <P align=center><SPAN style="FONT-SIZE: 10pt">자영업을 해보라는 지인의 권유로</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">사업장을 운영하고 있었습니다.</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">하지만 철저히 준비를 했음에도 </SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">불구하고, 경기침체와 운영능력 부족으로 </SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">적자만 나온 상황.</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"><img onLoad='miniSelfResize(contents_53,this); if(this.parentNode.tagName=="A"){this.onclick = "";}' src="/home/lib/meditor/../../data/editor/1346399802.jpg" width=192 height=168></SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">이후 배우자와 싸우는 날이 많아졌고,</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">결국은 가정불화로 이혼을 하기에 </SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">이르렀습니다.</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"><img onLoad='miniSelfResize(contents_53,this); if(this.parentNode.tagName=="A"){this.onclick = "";}' src="/home/lib/meditor/../../data/editor/1346399816.jpg"></SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt">사업장 운영시에 필요한 금액은 </SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">여러군데에서 대출을 </SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">받아 영업하였고, 적자가</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">계속되는 상황이 이어져 대출을 </SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">다시 받게된 사안.</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"><img onLoad='miniSelfResize(contents_53,this); if(this.parentNode.tagName=="A"){this.onclick = "";}' style="WIDTH: 178px; HEIGHT: 171px" src="/home/lib/meditor/../../data/editor/1346399845.jpg" width=207 height=190></SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt">폐업 신고 후 일반 직장에 다니나 대출금</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">갚기엔 턱없이 부족하여 개인회생</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">신청을 하게 되었습니다.</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"><img onLoad='miniSelfResize(contents_53,this); if(this.parentNode.tagName=="A"){this.onclick = "";}' src="/home/lib/meditor/../../data/editor/1346399869.jpg"></SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"> 채권액2000만원 중 월15만원 60개월 납부, </SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt">총채무 중 변제율45% 로 </SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN><SPAN style="FONT-SIZE: 10pt">개인회생 인가받았습니다.</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"><img onLoad='miniSelfResize(contents_53,this); if(this.parentNode.tagName=="A"){this.onclick = "";}' style="WIDTH: 524px; HEIGHT: 150px" src="/home/lib/meditor/../../data/editor/1346399903.jpg" width=436 height=153></SPAN></P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P> <P align=center><SPAN style="FONT-SIZE: 10pt"></SPAN> </P>
